Why do I need to authenticate who I am on sign-in?

Why do I need to authenticate who I am on sign-in?

Completing multi-factor authentication with an OTP when signing in adds an additional layer of security.

When you sign in, we may send an OTP to the phone number registered with your Onit account. Entering this code correctly provides an extra layer of authentication.

Never share this code with anyone else. Onit will never ask you to provide your six-digit code on a phone call, text message, email, or chat. Onit will never ask you to send us money on another payment platform. If someone requests your six-digit code, it’s probably a scam.